Clear outcomes. Human oversight.

When Automated Mediation is not enough, our Dispute Resolution service steps in. Trained teams handle escalated cases end-to-end—fast, fair, and fully compliant.

Disputes resolved directly, while funds stay protected.

The flow guides users from conflict to closure, with funds held in escrow until both sides agree.

1
Escalation Intake

Disputes flow directly from the Mediation process—complete with structured context, uploads, and user communication.

OPP Support Chat

Buyer

I want a full refund

Seller

I reject

Support

Ticket escalated

1
Escalation Intake

Disputes flow directly from the Mediation process—complete with structured context, uploads, and user communication.

OPP Support Chat

Buyer

I want a full refund

Seller

I reject

Support

Ticket escalated

2
Case Review

Trained dispute specialists assess all available data, from transaction records to prior mediation steps.

Dispute overview

Merchant

Dylan's shop

mer_242817261524

Order

iPhone 16 Pro

£640.00

Complaint

Product is damaged

Desired solution

Full refund

Images

Seller response

Declined

2
Case Review

Trained dispute specialists assess all available data, from transaction records to prior mediation steps.

Dispute overview

Merchant

Dylan's shop

mer_242817261524

Order

iPhone 16 Pro

£640.00

Complaint

Product is damaged

Desired solution

Full refund

Images

Seller response

Declined

3
Decision & Payout Logic

Using escrow conditions and platform policy, our team applies consistent logic to each case and determines the outcome.

Choose resolution

Full refund

Partial refund

Give discount

Send new product

3
Decision & Payout Logic

Using escrow conditions and platform policy, our team applies consistent logic to each case and determines the outcome.

Choose resolution

Full refund

Partial refund

Give discount

Send new product

4
User Communication

We inform both parties of the decision and rationale, clear and impartial.

Dear Buyer,

After assessing the escalation, your request for a full refund is declined by OPP. 
You will receive a partial refund of 50%.

Mediation Outcome

support@onlinepaymentplatform.com

Dear Merchant,

After assessing the escalation, your request for a full refund is declined by OPP. 
You will receive a partial refund of 50%.

4
User Communication

We inform both parties of the decision and rationale, clear and impartial.

Dear Buyer,

After assessing the escalation, your request for a full refund is declined by OPP. 
You will receive a partial refund of 50%.

Mediation Outcome

support@onlinepaymentplatform.com

Dear Merchant,

After assessing the escalation, your request for a full refund is declined by OPP. 
You will receive a partial refund of 50%.

94%

of disputes resolved within 7 days

94%

of disputes resolved within 7 days

94%

of disputes resolved within 7 days

3.5

days average resolution time

3.5

days average resolution time

3.5

days average resolution time

81%

of users prefer our external decision model

81%

of users prefer our external decision model

81%

of users prefer our external decision model

150+

reason codes tracked for insight and reporting

150+

reason codes tracked for insight and reporting

150+

reason codes tracked for insight and reporting

5

supported languages 
and growing

5

supported languages 
and growing

5

supported languages 
and growing

Balance speed, trust, and operational efficiency

Compliant by default

All dispute decisions logged, documented, and auditable

All dispute decisions logged, documented, and auditable

All dispute decisions logged, documented, and auditable

Aligned with PSD2, GDPR, and escrow rules

Aligned with PSD2, GDPR, and escrow rules

Aligned with PSD2, GDPR, and escrow rules

Customisable, grade-based decisions per platform policy

Customisable, grade-based decisions per platform policy

Customisable, grade-based decisions per platform policy

Full KYC linkage to protect from fraud and ensure resolution integrity

Full KYC linkage to protect from fraud and ensure resolution integrity

Full KYC linkage to protect from fraud and ensure resolution integrity

People choose us, because they trust us.

Online Payment Platform

25,829

reviews

Trustpilot

A

A. Bayat

Luthuania

4.5

Easy, trustworthy and fast. Good service!

J

Janine Huskins

England

5

Their mediation support is wildly effective, very nice!

P

P. Kaur

Netherlands

4.3

The platform is really good

S

S. D'Angelo

Belgium

4.7

Great! Recommend it!

L

v. Laarhoven

Kamp

5

Just one word, SUPER!

People choose us, because they trust us.

Online Payment Platform

25,829

reviews

Trustpilot

A

A. Bayat

Luthuania

4.5

Easy, trustworthy and fast. Good service!

J

Janine Huskins

England

5

Their mediation support is wildly effective, very nice!

P

P. Kaur

Netherlands

4.3

The platform is really good

S

S. D'Angelo

Belgium

4.7

Great! Recommend it!

L

v. Laarhoven

Kamp

5

Just one word, SUPER!

People choose us, because they trust us.

Online Payment Platform

25,829

reviews

Trustpilot

Say hi

Talk to one of our platform experts to understand how we can help your business.

Say hi

Talk to one of our platform experts to understand how we can help your business.

Say hi

Talk to one of our platform experts to understand how we can help your business.

Get started with payments today

Language & Theme
English (United Kingdom)

Get started with payments today

Language & Theme
English (United Kingdom)

Get started with payments today

Language & Theme
English (United Kingdom)